Manual Wheelchair Insurance

Our manual wheelchair insurance covers accidental damage, public liability and includes breakdown cover. From £31 with Mark Bates Ltd.
Get a quote
Or call 01476 512190
Rated Excellent
TrustScore4.823,118 reviews on Trustpilot

Comprehensive Cover for Your Wheelchair

Cover for people who rely on a manual wheelchair to get around. If you've fitted a powered add-on, you'll need our Powered Add-On Insurance instead.

24/7 National Breakdown Recovery

Specialist 24/7 breakdown recovery to get you, your equipment and an attendant home if you're stranded.

Accidental Damage

Repair of your pride and joy following an accident, theft or vandalism so you will be up and about in no time.

No Excess

There's no excess to pay on a claim, whoever is at fault.

Public Liability

Covering claims against you if you have accidentally injured someone or damaged their property.

Temporary Hire

You’ll never stop moving with the hire equipment needed to keep you independent whilst yours is being repaired.

New For Old

You won’t get left behind. If your product is less than two years old we’ll replace it with a new version if it is beyond repair.

Get A Quick Quote

You will need the following information
Age of your manual wheelchair.
Manufacturer of your manual wheelchair.
Purchase price.
Place of purchase.
£
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 512190

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Excellent company, staff are polite , and always find the amswer to your questions

CCaroline coe
Nov 3, 2026

Good to be covered

MMrs Paula Jackson
Nov 3, 2026

A very good policy for a nominal fee . the added income protection insurance was a bonus i had the misfortune of having to claim but the team at Mark Bates we’re very understanding and helpful what could have been a difficult period turn out to be stress free and very simple to claim would strongly recommend these guys for anyone looking for a self employed complete package i’m on my third year and have complete confidence in my policy for year ahead.

ssteveCole
Nov 2, 2026

I've no complaints at this time. When I have needed assistance re contracts, I received good advice

LLinda
Nov 2, 2026

I could (&did) try my scooter in the shop. The salesperson was knowledgeable about the scooter and explained and demonstrated the functions clearly. All the staff were polite and welcoming without any pressure and answered my questions Patiently and fully.

GGill Daniels
Nov 2, 2026

Easy and quick

MMr Keith Fletcher
Nov 2, 2026

I went to Cavendish Mobility whom I had already spoken to regarding insurance for my new scooter Jo had highly recommended Mark Bates Insurance. Jo then filled the forms in for me online. I had a text and email soon after.

DDavid Gardiner
Nov 2, 2026

Very helpful and polite

AAnthony
Nov 2, 2026

Very professional people and very understanding

LLaura copping
Nov 2, 2026

Helpful customer service in renewing my policy. Tried to sell other covers which I didn't want. Please note my Christian names are Gerald Henry please amend.

GGHB
Nov 2, 2026

Excellent, very fast service!

PPhil H
Nov 2, 2026

Giveñ good advice when needed.

MMarion Anderson
Nov 2, 2026

initial contact was very good, and the explanation of how the policy operates, the offer of one month free insurance just to ensure that he does continue with the use of the mobility scooter is brilliant.

MMr Albert William George Gawle
Nov 2, 2026

Always great service. Arranging business insurance for a carers business with a company who understand my requirements. The process was straightforward and renewing my policy is easy as communication good. Great competitive pricing and a really positive experience. I would highly recommend them to anyone looking for reliable business insurance, particularly in the care sector.

JJacqueline
Nov 2, 2026

I made a telephone call to Courtney at Mark Bates Ltd. She was very helpful even though she had to contact the underwriters to clear up a minor problem. I would thoroughly recommend as the insurance for my mobility scooter was exactly what I was looking for.

AAnnaMaryLou
Nov 2, 2026

The staff were very knowledgeable and helpful, also friendly. Items were delivered very quickly.

CCarol Keable
Nov 2, 2026

Simple and easy to use. Great product. Great value

AAngela Reid
Nov 2, 2026

Love getting about I’m my long awaiting scooter, I suffer with my breathing it 100 per cent fab I can get about and get out more. Love my scooter to bits thank you.

MMr Brian Kershaw
Nov 1, 2026

Clear procedure.

BBill
Nov 1, 2026

The staff were excellent, particularly the females. Very patient and pleasant with me. I rang them probably 6 times and they were lovely.

MMrs Elisabeth Lonsdale
Nov 1, 2026

FAQ

You can either ring our 24/7 national breakdown recovery number or we will reimburse your taxi fare home (terms and conditions apply).

Yes. If you damage property or injure someone when using your wheelchair and they claim against you, you're covered up to £2 million public liability.

Unfortunately our Manual Wheelchair Insurance doesn’t cover you for sporting activities.

Provided you store your equipment as advised in our policy wording, our geographical coverage includes anywhere in the UK. We also offer 90 days worldwide cover (terms and conditions apply).

The monthly direct debit facility is only available for products valued more than £3,000. There is a £10 administration charge included within your monthly instalments.

You'll need our Powered Add-On Insurance instead.

Unfortunately, we are unable to provide cover for multiple users of the equipment.