Manual Wheelchair Insurance

Our manual wheelchair insurance covers accidental damage, public liability and includes breakdown cover. From £31 with Mark Bates Ltd.
Get a quote
Or call 01476 512190
Rated Excellent
TrustScore4.822,913 reviews on Trustpilot

Comprehensive Cover for Your Wheelchair

Cover for people who rely on a manual wheelchair to get around. If you've fitted a powered add-on, you'll need our Powered Add-On Insurance instead.

24/7 National Breakdown Recovery

Specialist 24/7 breakdown recovery to get you, your equipment and an attendant home if you're stranded.

Accidental Damage

Repair of your pride and joy following an accident, theft or vandalism so you will be up and about in no time.

No Excess

There's no excess to pay on a claim, whoever is at fault.

Public Liability

Covering claims against you if you have accidentally injured someone or damaged their property.

Temporary Hire

You’ll never stop moving with the hire equipment needed to keep you independent whilst yours is being repaired.

New For Old

You won’t get left behind. If your product is less than two years old we’ll replace it with a new version if it is beyond repair.

Get A Quick Quote

You will need the following information
Age of your manual wheelchair.
Manufacturer of your manual wheelchair.
Purchase price.
Place of purchase.
£
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 512190

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Fast, efficient, clear, value for money

HHelen Weir
Oct 22, 2026

Good value comptrhensive cover provided

KKeith
Oct 22, 2026

Fab service

BBryan Buckland
Oct 22, 2026

Good service at a fair price all sorted at time of our purchase

AANDREW HAMMILL
Oct 22, 2026

It was quick and easy to renew my policy over the telephone. The person I spoke to explained everything and it was nice to know that the policy for my mobility scooter had not increased.

AAlfie B
Oct 22, 2026

Very helpful staff explains everything to you

JJacqueline Borthwick
Oct 22, 2026

I spoke to two different members of staff who were both very helpful. They offer very good service at a competitive price.

JJulie Lee
Oct 22, 2026

A pleasure to deal with. Simple for us older folks. Carry on the good work

MMrs Maureen Andrews
Oct 22, 2026

Great service very helpful on call

MMohammad kamar uddin
Oct 22, 2026

Staff very helpful and clear

DDavid Brown
Oct 21, 2026

Very good staff and so pleased with premium not going up as never had to make claim so very good.

MMrs Angela Foulkes
Oct 21, 2026

No nonsense service at reasonable prices

EEllen
Oct 21, 2026

It was a good experience I’m happy.

CCatherine Chambers
Oct 21, 2026

No fuss. No hassle. Quick and efficient.

MMr Rae
Oct 21, 2026

The lady I spoke to was very friendly and helpful and went through everything and explained it all thoroughly.

MMrs Jean Anderson
Oct 21, 2026

Great company for insuring my mobility scooter and will use them for all my scooters in the future

SSean Morris
Oct 21, 2026

The Mark Bates representative was very helpful and explained everything to us.

DDeborah J
Oct 21, 2026

Easy to insure, good cover and helpful staff

BBiddy Allen
Oct 21, 2026

Easy ,quick and professional, good price , highly recommended.

JJSB Yorkshire
Oct 21, 2026

Excellent service and always available when called upon

TTony Shepherd
Oct 21, 2026

FAQ

You can either ring our 24/7 national breakdown recovery number or we will reimburse your taxi fare home (terms and conditions apply).

Yes. If you damage property or injure someone when using your wheelchair and they claim against you, you're covered up to £2 million public liability.

Unfortunately our Manual Wheelchair Insurance doesn’t cover you for sporting activities.

Provided you store your equipment as advised in our policy wording, our geographical coverage includes anywhere in the UK. We also offer 90 days worldwide cover (terms and conditions apply).

The monthly direct debit facility is only available for products valued more than £3,000. There is a £10 administration charge included within your monthly instalments.

You'll need our Powered Add-On Insurance instead.

Unfortunately, we are unable to provide cover for multiple users of the equipment.