Deluxe Home Employment with Healthcare Insurance

This specialist insurance policy is designed specifically for those who are employing personal assistants to carry out healthcare tasks.

Complete Protection


We work closely with customers, healthcare professionals and over 300 social care providers to protect people employing personal care assistants through the government's direct payments and personal budget schemes.

  • Employers' Liability (up to £10,000,000)

    Protection if your personal assistants sustain injures or illness whilst working for you.

  • Public Liability (up to £5,000,000)

    Covering claims against you if you have accidentally damaged someone or their property.

  • Legal Expenses

    Cover for your legal expenses if you are taken to a tribunal by an employee.

  • Tribunal Costs

    Covering the cost of the sum awarded as a result of a tribunal.

  • Personal Accident (for you and your carer)

    Compensation if you or your employee have an accident where the employee is responsible.

  • 24 Hour Helplines

    Our UK based helpline is always here for you should you ever need us.

  • No hidden admin fees

    If you need to make a change to your policy we won’t sting you with any admin fees.

  • No Excess

    We do not require any contribution to a claim where other insurance policies might.


01476 514478

Why chose our home employment with healthcare insurance?

We believe in putting you first 

Manage Online

Go paperless, download your schedule or buy and renew online.

UK Claims Team

If you need to make a claim you will talk to us not a third party.

Live Chat

Have a quick question but are unable to speak on the phone? Jump on our live chat .

Access Rewards

Get exclusive access to a range rewards as a thank you for being with us.

5 Star Rated

Our customers rate us 5 stars. see all our reviews at

No Admin Fees

Unlike other insurers we wont charge you for small changes to your policy.

Ready to get healthcare insurance?

Its simpler than you think. and only takes minutes.


For a quote call

01476 514478

What our customers say

Enjoy more with rewards

As a thank you for being a Mark Bates Ltd customer, you also get exclusive access to rewards. Take your pick from exciting offers and giveaways from us and other brands you love.

Your Quote

For your quote you will need the following information to hand:

  • Details of the Care Providers

  • Location the care will be given

  • Contact Email

  • Your details

Frequently Asked Questions

Our new Home Employment Insurance with Healthcare is an extension of our existing Deluxe policy, it’s specifically designed for those receiving a Personal Health Budget or employing personal assistants to carry out healthcare tasks. It offers an additional £5m Public Liability

There are no limits on the number of carers covered with the Home Employment Insurance policy.

The employer is the person looking after the affairs of the person receiving care, this could also be the same person.

Yes. Our Plus and Deluxe policy cover you for redundancy and the Deluxe also covers notice period. You must inform us as soon as possible and speak to our legal advice helpline before making the employee(s) redundant.

If a policy is cancelled 14 days after its set up a full refund will be given. After the first 14 days the refunds are done on a quarterly basis, unless a claim is in place.

We always send renewal reminders a month in advance to service users but we also offer an online portal for support organisations, they can log in at any time to renew or cancel managed account policies.

Other Products

We want to be your one stop shop for insurance.

Home Employment Customer?

Our Deluxe Home Employment policy holders also get a free ILG membership.