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Win a £50 M&S Giftcard

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All you have to do is buy ANY Mark Bates Ltd insurance online from 8th November untill the 8th December and you will  automatically be entered into our Christmas Draw!

Terms and Conditions apply

Direct Payments Insurance

For those employing personal care assistants


We work closely with customers, healthcare professionals and over 300 social care providers to protect people employing personal care assistants through the government's direct payments and personal budget schemes.

Complete Protection.


There are 3 policy options available standard, plus and deluxe.

Our plus cover includes

  • Employers' Liability (up to £10,000,000)
    Protection if your personal assistants sustain injures or illness whilst working for you.
  • Public Liability (up to £5,000,000)
    Covering claims against you if you have accidentally damaged someone or their property.
  • Legal Expenses
    Cover for your legal expenses if you are taken to a tribunal by an employee.
  • Tribunal Costs
    Covering the cost of the sum awarded as a result of a tribunal.
  • No Excess
    We don't require any contribution to a claim where other insurance policies might.
  • Personal Accident (for you and your carer)
    Compensation if you or your employee have an accident where the employee is responsible.

What our customers are saying

Premier Care helped me throughout my tribunal and took the stress out of the claim.
Miss Schofield , London

FREE Legal & Employment Guides

When you take out Premier Care home employment insurance you can obtain 3 essential guides absolutely FREE.

24hr Legal & Employment Helpline

With our insurance you get access round the clock to legal advice, template letters and contracts of employment.

Flexible Cover Periods Available

We also provide insurance on a monthly and school term / non term basis. Call us for more information.

Choose your cover

With over 21 years experience we offer a range of policies that have been designed to meet the specific needs of people who employ personal assistants or carers through the governments direct payments or other personal budget schemes.

Standard

only
£61

  • Employers' Liability
  • Public Liability
  • 24hr Legal & Tax Advice Helpline
  • 24hr Employment Law Helpline
  • 24hr Domestic Emergency Helpline
  • Indemnity to Principal

Plus

only
£84

  • Employers' Liability
  • Public Liability
  • 24hr Legal & Tax Advice Helpline
  • 24hr Employment Law Helpline
  • 24hr Domestic Emergency Helpline
  • Indemnity to Principal
  • Legal Expenses
  • Compensation Awards
  • Personal Accident
  • Redundancy

Deluxe

only
£99

  • Employers' Liability
  • Public Liability
  • 24hr Legal & Tax Advice Helpline
  • 24hr Employment Law Helpline
  • 24hr Domestic Emergency Helpline
  • Indemnity to Principal
  • Legal Expenses
  • Compensation Awards
  • Personal Accident
  • Redundancy
  • Notice Period
  • Damage to Employers' Possessions
  • Pension Cover

All policies also include:

  • Shopper cover
  • Replacement key
  • Carers possessions
  • No Excess

Need more info:

Read our FAQs