Direct Payments Insurance with Healthcare

For those employing personal care assistants who undertake healthcare tasks


This innovative new policy is designed specifically for those who are receiving a personal health budget or employing personal assistants to carry out healthcare tasks.

Complete Protection.

Our cover includes

  • Employers' Liability (up to £10,000,000)
    Protection if your personal assistants sustain injures or illness whilst working for you.
  • Public Liability (up to £5,000,000)
    Covering claims against you if you have accidentally damaged someone or their property.
  • Carers's Liability (up to £5,000,000)
    If an employee harms you or damages your property whilst undertaking social or health care duties.
  • Legal Expenses
    Cover for your legal expenses if you are taken to a tribunal by an employee.
  • Tribunal Costs
    Covering the cost of the sum awarded as a result of a tribunal.
  • No Excess
    We don't require any contribution to a claim where other insurance policies might.
  • Personal Accident (for you and your carer)
    Compensation if you or your employee have an accident where the employee is responsible.

For instant cover

Call for quote

FREE Legal & Employment Guides

When you take out Premier Care home employment insurance we'll send you three useful guides absolutely FREE.

24hr Legal & Employment Helpline

With our insurance you get access round the clock to legal advice, template letters and contracts of employment.

Bespoke Pricing

The policy premium is calculated based on the number of people you employ that carry out healthcare tasks.

What our customers are saying

It's nice to know they have thought of the customer when designing the policy.
Mrs Turnbull , Oxfordshire

Choose your cover

Our home employment insurance with healthcare policy is designed to be completely flexible to suit you. You only cover the number of employees you have and only the number of those employees that are performing healthcare tasks.

Social Care Tasks

from
£129

  • Employers' Liability
  • Public Liability
  • Carers' Liability
    (social care tasks only)
  • 24hr Legal & Tax Advice Helpline
  • 24hr Employment Law Helpline
  • 24hr Domestic Emergency Helpline
  • Indemnity to Principal
  • Legal Expenses
  • Compensation Awards
  • Personal Accident
  • Redundancy
  • Notice Period
  • Damage to Employers' Possessions
  • Pension Cover

Social & Health Care Tasks

from
£179

  • Employers' Liability
  • Public Liability
  • Carers' Liability
    (social care and healthcare tasks)
  • 24hr Legal & Tax Advice Helpline
  • 24hr Employment Law Helpline
  • 24hr Domestic Emergency Helpline
  • Indemnity to Principal
  • Legal Expenses
  • Compensation Awards
  • Personal Accident
  • Redundancy
  • Notice Period
  • Damage to Employers' Possessions
  • Pension Cover

All policies also include:

  • Shopper cover
  • Replacement key
  • Carers possessions
  • No Excess

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