High Value Mobility Insurance

A bespoke policy providing comprehensive insurance for mobility scooters and powerchairs valued over £5,000.


Is this the policy for me?

At Mark Bates Ltd, we fully appreciate the importance of getting you mobile again as soon as possible. Therefore, we have designed a high value insurance policy specifically tailored to meet our customer’s needs. Our Policy comes with a range of benefits:

  • Public Liability (up to £2,000,000): Covering claims against you if you have accidently injured someone or damaged their property. 

  • Accidental Damage: Including damage by fire, storm or flood. 

  • 24/7 Breakdown Cover: One call will get you and your equipment home.

  • Theft and Vandalism: Your vehicle will be repaired quickly or replaced.

  • No Excess: We do not require any contribution to a claim where other insurance policies might. 

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High Value

From

£181

For 12 Months

High Value Insurance specifically designed for the needs of our customers. We pride ourselves on the strong 20-year unmatched customer service provided by our in-house team.

 

Buy Online

 

Please ensure you read the policy summary first before buying.

 

Or Call
01476 512190

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What Our Customers Are Saying

9.2 out of 10. See all 89 reviews on

Why Choose Mark Bates Ltd? 

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Designed for you

We have been providing insurance to the over 50s and disabled for over 20 years on a foundation of unparalleled service.

UK based care team

For your peace of mind all our calls are handled from our Lincolnshire based headquarters.

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Dedicated claims team

We pride ourselves on our customer service and our in-house claims team will personally oversee the smooth handling of your claim.

Choose Your Insurance

We are passionate about keeping you mobile.


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One Year

From

£181

  • Public Liability
    up to £2,000,000
  • 24/7 National Breakdown Recovery
    for electrical or mechanical breakdown or puncture
  • Accidental Damage
    Fire, Storm & Flood
  • Theft & Vandalism
    Your vehicle will be repaired quickly or replaced.
  • New For Old Replacement
    3 years
  • Personal Effects Cover
    £250

 

 

Please ensure you read the policy summary first before buying.

 

Get Insured Online Today

Two Years

From

£396

  • Public Liability
    up to £2,000,000
  • 24/7 National Breakdown Recovery
    for electrical or mechanical breakdown or puncture
  • Accidental Damage
    Fire, Storm & Flood
  • Theft & Vandalism
    Your vehicle will be repaired quickly or replaced.
  • New For Old Replacement
    3 years
  • Personal Effects Cover
    £250

 

 

Please ensure you read the policy summary first before buying.

 

Get Insured Online Today

Three Years

From

£496

  • Public Liability
    up to £2,000,000
  • 24/7 National Breakdown Recovery
    for electrical or mechanical breakdown or puncture
  • Accidental Damage
    Fire, Storm & Flood
  • Theft & Vandalism
    Your vehicle will be repaired quickly or replaced.
  • New For Old Replacement
    3 years
  • Personal Effects Cover
    £250

 

 

Please ensure you read the policy summary first before buying.

 

Frequently Asked Questions 


You can either ring our 24/7 national breakdown recovery number or we will reimburse your taxi fare home (terms and conditions apply).

If someone takes legal action against you then we offer up to £2 million personal liability protection.

Unfortunately our policy doesn’t cover you for sporting activities.

Provided you store your equipment as advised in our policy wording, our geographical coverage includes anywhere in the UK. We also offer 90 days worldwide cover (terms and conditions apply).

You can pay monthly direct debit on any of these High Value policies. There is a £5 administration charge included within your monthly instalments.

Yes – provided it is valued at less than £1000 and doesn’t have a power pack

The policy does not cover you for any claim whilst the equipment is being used by any other person other than you”. Under the current HV policy we will only cover a carer for personal liability if they are controlling the vehicle with your permission. If you need the full any driver cover (e.g. your partner also uses the product), you would have to apply for an endorsement.

No – This offer is only available on products valued less than £5000

You will need to apply for an endorsement to see if we can cover the product. Please ring 01476 512190

You will need to apply for an endorsement to see if we can cover the product. Please ring 01476 512190

If the product is valued between £25001 and £30000, you will need to contact us directly to set up a policy. Please ring 01476 512190.

We cannot cover products valued more than £30000.

You can leave your product unattended for up to an hour, provided you take the starter keys with you. For products without starter key, you will need to apply for an endorsement.

No – The personal liability is to protect you and your property from legal action by someone else

No – The scooter needs to be stored in a lockable building, such as a shed – terms and conditions apply.

In an event of a write off, we will replace you High Value scooter/powerchair . Our new for old policy means that if your High Value product is less than 3 years old, we will provide a new replacement product if it cannot be repaired.

We will pay for the costs of replacement keys and the reasonable costs incurred by you in returning you to your home address to obtain a spare key (with a limit of £50 in a 12 month period).

Please ring our dedicated claims team on 01476 514471

Downloads

If you need more info feel free to download and read our policy summary and policy wording

 

 

 

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