Personal Care Assistant Insurance

Personal Care Assistant Insurance

For self-employed carers providing support to individuals

Complete Protection


If you're a self-employed carer, then this policy is for you. It is highly recommended to have public liability insurance to carry out your duties. Our personal care assistant insurance not only provides you with the public liability you need, it can offer you so much more.

  • Public Liability

    Up to £5,000,000 covering claims against you if you have accidently damaged someone or their property.

  • Legal Expenses

    If you ever need to go to court we can provide up to £25,000 to help with the cost.

  • Personal Accident

    In the event you suffer an accident at work we can provide up to £10,000 to cover the cost.

  • Personal Possessions

    If a personal possession is damaged or lost while at work we can provide £250 to cover the cost.

  • Employers Possessions

    If an employer’s personal possession is damaged or lost while at work we can provide £250 to cover the cost.

  • 24 Hour Helplines

    Our UK based helpline is always here for you should you ever need us.

  • No hidden admin fees

    If you need to make a change to your policy we won’t sting you with any admin fees.

  • No Excess

    We do not require any contribution to a claim where other insurance policies might.

Or Call

01476 514478

Why choose our Carers Insurance?

We believe in putting you first 

Manage Online

Go paperless, download your schedule or buy and renew online.

UK Claims Team

If you need to make a claim you will talk to us not a third party.

Live Chat

Have a quick question but are unable to speak on the phone? Jump on our live chat .

Access Rewards

Get exclusive access to a range rewards as a thank you for being with us.

5 Star Rated

Our customers rate us 5 stars. see all our reviews at

No Admin Fees

Unlike other insurers we wont charge you for small changes to your policy.

Ready to get carers insurance?

It's simpler than you think. An online quote only takes minutes.

What our customers say

Enjoy more with rewards

As a thank you for being a Mark Bates Ltd customer, you also get exclusive access to rewards. Take your pick from exciting offers and giveaways from us and other brands you love.

Your Quote

For your quote you will need the following information to hand:

  • Your place of residence.

  • Your date of birth.

  • A contact Email.

  • A contact phone number.

Help and Support

We are here to offer you all the help you need with your static caravan

Self-Employed Check List

If you work in the care industry, or looking to, and you are considering setting up as a self-employed carer, then there are plenty of things take into consideration.


Find Work

This guide provides information not only on where you can find employment as a personal care assistant but also guidance on applications.


Your Rights

Lack of time to care, problems with rotas, and unpaid hours and travel time. So, what are your rights, and what can you do? Read guide and understand your legal rights.


Frequently Asked Questions

This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.

This is covered up to a limit of £5,000,000 other than in respect of; brittle or fragile items which are subject to a limit of £1,000. The policy also includes the cost of repairs, up to £100,  should it be necessary to force entry to the premises due to a medical emergency.

If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.

This activity will be included, if it only forms a minor part of the activities you carry out for the service user.

We include all these activities within the definition of a personal care assistants insured activities.

If the incident is covered by the policy the insurer will deal with the matter on your behalf corresponding with third parties, their  lawyers and the court. 

The policy includes a free legal and tax advice helpline to assist you in such matters.

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