For self-employed carers providing support to individuals
Get a quote
If you're a self-employed carer, then this policy is for you. It is highly recommended to have public liability insurance to carry out your duties. Our personal care assistant insurance not only provides you with the public liability you need, it can offer you so much more.
Up to £5,000,000 covering claims against you if you have accidently damaged someone or their property.
If you ever need to go to court we can provide up to £25,000 to help with the cost.
In the event you suffer an accident at work we can provide up to £10,000 to cover the cost.
If a personal possession is damaged or lost while at work we can provide £250 to cover the cost.
If an employer’s personal possession is damaged or lost while at work we can provide £250 to cover the cost.
24 Hour Helplines
Our UK based helpline is always here for you should you ever need us.
No hidden admin fees
If you need to make a change to your policy we won’t sting you with any admin fees.
We do not require any contribution to a claim where other insurance policies might.
We believe in putting you first
Go paperless, download your schedule or buy and renew online.
If you need to make a claim you will talk to us not a third party.
Have a quick question but are unable to speak on the phone? Jump on our live chat .
Get exclusive access to a range rewards as a thank you for being with us.
Our customers rate us 5 stars. see all our reviews at
Unlike other insurers we wont charge you for small changes to your policy.
Its simpler than you think. An online quote only takes minutes.
Mr John Winter
Mrs Mina October
Mr Ian Scott
Mr David Mcghie
Christopher and thanks for your order
Enjoy more with rewards
As a thank you for
being a Mark Bates Ltd customer, you also
get exclusive access to rewards.
Take your pick from exciting offers and giveaways from us
and other brands you love.
For your quote you will need the following information to hand:
Your place of residence.
Your date of birth.
A contact Email.
A contact phone number.
Below you can find useful downloads.
Personal Care Assistant Insurance Policy Wording
Personal Care Assistant Insurance Product IPID
We are here to offer you all the help you need with your static caravan
If you work in the care industry, or looking to, and you are considering setting up as a self-employed carer, then there are plenty of things take into consideration.
This guide provides information not only on where you can find employment as a personal care assistant but also guidance on applications.
Lack of time to care, problems with rotas, and unpaid hours and travel time. So, what are your rights, and what can you do? Read guide and understand your legal rights.
What if my job includes looking after children?
This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.
What if I accidentally damage the service user’s property?
This is covered up to a limit of £5,000,000 other than in respect of; brittle or fragile items which are subject to a limit of £1,000. The policy also includes the cost of repairs, up to £100, should it be necessary to force entry to the premises due to a medical emergency.
What if I use my own car for work?
If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.
What if I feed domestic pets or take the dog for a walk?
This activity will be included, if it only forms a minor part of the activities you carry out for the service user.
What if I I carry out domestic work or administer medication?
We include all these activities within the definition of a personal care assistants insured activities.
What if I am threatened with court proceedings?
If the incident is covered by the policy the insurer will deal with the matter on your behalf corresponding with third parties, their lawyers and the court.
What if I have a query on a legal or taxation matter?
The policy includes a free legal and tax advice helpline to assist you in such matters.
Still have an unanswered question? contact firstname.lastname@example.org
We want to be your one stop shop for insurance.