If you employ a personal assistant or carer to help with your independent living, this policy is for you.
We are delighted to be partnering with the Independent Living Group, a national peer support group aiming to help others just like you navigate social care, health and employment.
","blocks":[{"id":"5GhfDm9uES4PEunmeUbaoN","createdAt":"2021-07-21T11:53:55.532Z","updatedAt":"2021-07-21T11:54:40.394Z","type":"contentBlock","content":{"header":"Best Practice","mainText":"We want to utilise our national networks to share and promote great examples of personalised support in action."}},{"id":"4uTGupAqWilbS2Zw8vYwPw","createdAt":"2021-07-21T11:54:14.683Z","updatedAt":"2021-07-21T11:54:14.683Z","type":"contentBlock","content":{"header":"Expert Content","mainText":"Partnering with industry leading organisations to provide expert blogs, tools and documents."}},{"id":"2rBsGCeCCg0TviV155kAj5","createdAt":"2021-07-21T11:54:35.090Z","updatedAt":"2021-12-05T15:21:27.411Z","type":"contentBlock","content":{"header":"Members Resources","mainText":"Individual employer guidance and factsheets regularly updated for you, including newsletters and video tutorials."}}],"ctaLabel":"Find Out More","ctaUrl":"https://independentlivinggroup.com"}" _nghost-sc107="">We are delighted to be partnering with the Independent Living Group, a national peer support group aiming to help others just like you navigate social care, health and employment.
If you are employing a carer or PA you legally require Employers Liability Insurance. This is covered in all of our Home Employment insurance policies.
If your carer is self-employed (they pay their own tax and national insurance) you do not need the Employers Liability cover but may still wish to be covered for Public Liability. We also offer a Personal Care Assistant policy for self-employed carers.
There are no limits on the number of carers covered with the Home Employment Insurance policy.
The employer is the person looking after the affairs of the person receiving care, this could also be the same person.
Yes. Whenever they are with the carer, either inside or outside the home, the insurance will still cover them.
Yes. Redundancy is covered under our Plus and Deluxe policies.
We offer a 24/7 legal advice helpline through the ILG Support. They offer excellent and professional HR advice tailored to direct payments clients and they can help with any legal and/or employment queries you may have. This essential service can also be contacted by support teams and local authorities as well as our service users.