Home Help Insurance

Employers' liability, public liability and financial loss cover for anyone who employs a cleaner, nanny or other help at home. No excess on claims.
Get a quote
Or call 01476 514476
Rated Excellent
TrustScore4.822,913 reviews on Trustpilot

The policy provides a unique range of covers that are highly desirable to protect your position as an employer of individuals whilst in the course of their employment by you.

Public Liability

Covers claims if someone is injured, or their property damaged, while your employee is working for you.

Employers' Liability

In the event that your employee suffers injury or illness whilst working for you.

Personal Accident

Provides financial protection and peace of mind in the event you suffer an accident that results in injury.

Financial Loss

Protecting you against financial loss following the actions of your employee, including theft and fraudulent use of your debit or credit cards.

Employment Support

Employment and HR advice from ILG Support, available 24 hours a day 7 days a week through a variety of means

Get A Quick Quote

You will need the following information
Your address.
A contact email.
Your date of birth.
Number of people you employ.
* denotes a mandatory field.
Manage all of your insurance with Insura App?
Insura App, the ultimate insurance management application. With our app, you can easily manage all of your insurance policies, documents and key dates in one place.
App Store linkGoogle Play link
Insura app mock up
Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

Downloads
Still need more information? Please call us on 01476 514476

Policyholders save 25% on childcare searches

Army of Nannies is a nanny-finding platform that connects families with local full-time, part-time, and ad hoc childcarers. It's free to start a search, and families only need to pay a membership fee when they have made connections they wish to progress.

Apply code MARKBATES25 at checkout to secure 25% off their weekly, monthly or 3-monthly membership packages.

Policyholders save 25% on childcare searches

What our customers say

Independent reviews collected by Trustpilot.

Fast, efficient, clear, value for money

HHelen Weir
Oct 22, 2026

Good value comptrhensive cover provided

KKeith
Oct 22, 2026

Fab service

BBryan Buckland
Oct 22, 2026

Good service at a fair price all sorted at time of our purchase

AANDREW HAMMILL
Oct 22, 2026

It was quick and easy to renew my policy over the telephone. The person I spoke to explained everything and it was nice to know that the policy for my mobility scooter had not increased.

AAlfie B
Oct 22, 2026

Very helpful staff explains everything to you

JJacqueline Borthwick
Oct 22, 2026

I spoke to two different members of staff who were both very helpful. They offer very good service at a competitive price.

JJulie Lee
Oct 22, 2026

A pleasure to deal with. Simple for us older folks. Carry on the good work

MMrs Maureen Andrews
Oct 22, 2026

Great service very helpful on call

MMohammad kamar uddin
Oct 22, 2026

Staff very helpful and clear

DDavid Brown
Oct 21, 2026

Very good staff and so pleased with premium not going up as never had to make claim so very good.

MMrs Angela Foulkes
Oct 21, 2026

No nonsense service at reasonable prices

EEllen
Oct 21, 2026

It was a good experience I’m happy.

CCatherine Chambers
Oct 21, 2026

No fuss. No hassle. Quick and efficient.

MMr Rae
Oct 21, 2026

The lady I spoke to was very friendly and helpful and went through everything and explained it all thoroughly.

MMrs Jean Anderson
Oct 21, 2026

Great company for insuring my mobility scooter and will use them for all my scooters in the future

SSean Morris
Oct 21, 2026

The Mark Bates representative was very helpful and explained everything to us.

DDeborah J
Oct 21, 2026

Easy to insure, good cover and helpful staff

BBiddy Allen
Oct 21, 2026

Easy ,quick and professional, good price , highly recommended.

JJSB Yorkshire
Oct 21, 2026

Excellent service and always available when called upon

TTony Shepherd
Oct 21, 2026

FAQ

12 months – you will receive an email from us prior to the expiry of cover offering renewal for a further 12 month period.

You can buy online if you employ five people or fewer. If you employ more, call or email us to apply.

No, provided that the activity is undertaken whilst working for you in a personal capacity in connection with your domestic arrangements.

No – you will not be asked to contribute towards any claim under the policy.

Yes. Our policy covers the nanny for up to 120 days of travel outside the UK per policy year when travelling with the family, except in the United States and Canada.