Personal Care Assistant Insurance

Carer Insurance with income protection included. Designed for self-employed personal care assistants providing support to people in the home or out in the community.
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Or call 01476 514478
Rated Excellent
TrustScore4.823,142 reviews on Trustpilot

Cover for Self Employed Carers

Our carer insurance now includes income protection at no extra cost.

Public Liability

As a consequence of bodily injury or property damage to a third party while care is taking place.

Income Protection

A weekly benefit payable if you are unable to work due to accident or sickness resulting in a loss of income.

Personal Accident

Our self-employed carers insurance has protection in place in the event you suffer an accident.

Personal Possessions

Repair or replacement of your possessions if they are damaged whilst you are working as a Self-employed carer.

24 Hour Employment Support

Advice on tax and legal questions for running your business as a self-employed carer.

No Excess

There's no excess to pay on a claim, whoever is at fault.

Get A Quick Quote

You will need the following information
Your place of residence.
Your date of birth.
A contact phone number.
Your email.
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 514478

What our customers say

Independent reviews collected by Trustpilot.

I have use Mark Bates for professional indemnity and public liability insurance for a few years now and I love how easy it is to arrange the cover. No fuss, straight forward language, cost effective.

MMr Simon Richards
Nov 3, 2026

Being kept up dated

MMr John Ratcliffe
Nov 3, 2026

Great company, efficient and on the ball.

carole hatfield
Nov 3, 2026

The service is good

MMs Jeanette Kilbon
Nov 3, 2026

Buying policy online was easy. No claim yet.

jjohnhhutchinson
Nov 3, 2026

Good service

MMrs Samasuwo
Nov 3, 2026

I have given them five stars, because I have been with them for a good number of years, both with mobility insurance and have had no complaints. So I decided to take out my contents insurance with them as well. So would recommend you to take a look at what they offer before you make your decision.

MMrs Christina Walsh
Nov 3, 2026

Very helpful they checked with me before the insurance was due and gave me helpful information. When it was almost due to renew the young lady rang me and completed the form on the phone. I was pleased with the company.

UUrsula Blackwell
Nov 3, 2026

I have a great experience with Mark Bates Ltd. The process was simple and is very reasonably price for the insurance on my mobility scooter. Would recommend them to anyone.

RRona Mackay
Nov 3, 2026

Knowledge of everything that I spoke about, very pleasant

ssmith
Nov 3, 2026

Mark Bates Ltd is the company that was recommended by Millercare, Oldham where we bought our wheelchair from. I have not had to use their services yet but hope that if I have to use them from the reviews I have read I will be happy.

CCarol
Nov 3, 2026

Fast and friendly

AAlbert Roberts
Nov 3, 2026

Mark Bates offers very competitively priced insurance and excellent customer-service, highly recommended.

MMr Sean Taylor
Nov 3, 2026

Prompt response

AAnn Couldrick
Nov 3, 2026

Great service, quick to fix the problem on father's scooter. Reassured all was working fine afterwards.

MMr Dunstan
Nov 3, 2026

Great service once again. Fantastic cover at a good price. Responsive immediate cover.

MMrs T Wood Oakham
Nov 3, 2026

Everything goes smoothly great service thank you

AAnthony M Turner
Nov 3, 2026

Very easy to sort out insurance, very helpful person on the phone.

PPatricia Pratten
Nov 3, 2026

Excellent company, staff are polite , and always find the amswer to your questions

CCaroline coe
Nov 3, 2026

Good to be covered

MMrs Paula Jackson
Nov 3, 2026

FAQ

This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.

Yes, up to £5,000,000. Brittle or fragile items are limited to £1,000. If you need to force entry in a medical emergency, repairs are covered up to £100.

If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.

Yes. Domestic work and giving medication both count as insured activities.

We include all these activities within the definition of a personal care assistants insured activities.

The policy includes a free legal and tax advice helpline to assist you in such matters.