This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.

This is covered up to a limit of £5,000,000 other than in respect of; brittle or fragile items which are subject to a limit of £1,000. The policy also includes the cost of repairs, up to £100, should it be necessary to force entry to the premises due to a medical emergency.

If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.

This activity will be included, if it only forms a minor part of the activities you carry out for the service user.

We include all these activities within the definition of a personal care assistants insured activities.

If the incident is covered by the policy the insurer will deal with the matter on your behalf corresponding with third parties, their lawyers and the court.

The policy includes a free legal and tax advice helpline to assist you in such matters.