This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.

Yes, up to £5,000,000. Brittle or fragile items are limited to £1,000. If you need to force entry in a medical emergency, repairs are covered up to £100.

If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.

Yes. Domestic work and giving medication both count as insured activities.

We include all these activities within the definition of a personal care assistants insured activities.

The policy includes a free legal and tax advice helpline to assist you in such matters.