Manual Wheelchair Insurance

Our manual wheelchair insurance covers accidental damage, public liability and includes breakdown cover. From £31 with Mark Bates Ltd.
Get a quote
Or call 01476 512190
Rated Excellent
TrustScore4.823,156 reviews on Trustpilot

Comprehensive Cover for Your Wheelchair

Cover for people who rely on a manual wheelchair to get around. If you've fitted a powered add-on, you'll need our Powered Add-On Insurance instead.

24/7 National Breakdown Recovery

Specialist 24/7 breakdown recovery to get you, your equipment and an attendant home if you're stranded.

Accidental Damage

Repair of your pride and joy following an accident, theft or vandalism so you will be up and about in no time.

No Excess

There's no excess to pay on a claim, whoever is at fault.

Public Liability

Covering claims against you if you have accidentally injured someone or damaged their property.

Temporary Hire

You’ll never stop moving with the hire equipment needed to keep you independent whilst yours is being repaired.

New For Old

You won’t get left behind. If your product is less than two years old we’ll replace it with a new version if it is beyond repair.

Get A Quick Quote

You will need the following information
Age of your manual wheelchair.
Manufacturer of your manual wheelchair.
Purchase price.
Place of purchase.
£
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 512190

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

First experience with the company,so can’t comment as yet.

DDonald Alexander Urquhart
Nov 4, 2026

Always helpful , and good advice

MMr Ian Taylor
Nov 4, 2026

Quick and easy to take out my insurance, very helpful with my queries

PPaula
Nov 4, 2026

prompt and efficient service

MMr Clews
Nov 4, 2026

From initial insuring to making a claim they have been excellent will definitely recommend

WWendy Dolby
Nov 4, 2026

Staff knew what they were talking about. They spoke clearly and were most helpful. A clear to understanding process.

SSue Liverpool
Nov 4, 2026

yes every one was great from start to finnish

MMr Peter Chambers
Nov 4, 2026

When the man came he took my scooter to his van and did it

MMrs Deborah Dickenson
Nov 4, 2026

You have helped every time I've needed it

MMr John Love
Nov 4, 2026

Professional service and polite, knowledgable

ccustomer
Nov 4, 2026

The price is fair

MMiss Tracey Bulmer
Nov 4, 2026

Very helpful great experience

MMr Brian Worrall
Nov 3, 2026

No hard work involved and have always been pleased with my polices

MMargaret
Nov 3, 2026

Very good and helpful

MMr Colin Stibbons
Nov 3, 2026

I have use Mark Bates for professional indemnity and public liability insurance for a few years now and I love how easy it is to arrange the cover. No fuss, straight forward language, cost effective.

MMr Simon Richards
Nov 3, 2026

Being kept up dated

MMr John Ratcliffe
Nov 3, 2026

Great company, efficient and on the ball.

carole hatfield
Nov 3, 2026

The service is good

MMs Jeanette Kilbon
Nov 3, 2026

Buying policy online was easy. No claim yet.

jjohnhhutchinson
Nov 3, 2026

Good service

MMrs Samasuwo
Nov 3, 2026

FAQ

You can either ring our 24/7 national breakdown recovery number or we will reimburse your taxi fare home (terms and conditions apply).

Yes. If you damage property or injure someone when using your wheelchair and they claim against you, you're covered up to £2 million public liability.

Unfortunately our Manual Wheelchair Insurance doesn’t cover you for sporting activities.

Provided you store your equipment as advised in our policy wording, our geographical coverage includes anywhere in the UK. We also offer 90 days worldwide cover (terms and conditions apply).

The monthly direct debit facility is only available for products valued more than £3,000. There is a £10 administration charge included within your monthly instalments.

You'll need our Powered Add-On Insurance instead.

Unfortunately, we are unable to provide cover for multiple users of the equipment.