Travel Insurance

Travel insurance covering pre-existing medical conditions, arranged through Just Travel Cover. Compare Bronze, Silver and Gold cover from multiple insurers.
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Rated Excellent
TrustScore4.822,913 reviews on Trustpilot

Complete Protection

Holidays matter, and so does knowing you're covered if something goes wrong. That's harder if you have a pre-existing medical condition to declare.

We work with Just Travel Cover, who compare travel insurance from a panel of insurers, including options for people with pre-existing medical conditions. Whether it's a week in the sun or a round the world cruise, Just Travel will help you find cover that fits.

Terms, conditions and exclusions apply. All quotes are subject to underwriting terms and acceptance criteria.

Medical Expenses

Don't worry about covering the cost of emergency treatment whilst you're away.

Pre-Existing Conditions

Declare your medical history and get a price that takes it into account.

Holiday Cancellation

Cover for prepaid travel and accommodation you can't get back if you have to cancel for an insured reason.

Baggage and Belongings

Cover for your luggage, personal money and travel documents.

Getting You Home

Emergency transport and repatriation if you're taken ill or injured abroad.

Choice of Cover

Bronze, Silver and Gold options, on single trip or annual multi-trip policies.

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Existing Customer?

Need to manage your policy, add a new one or make changes?

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Have a question?

Speak to one of our UK-based customer service advisers.

Compare travel insurance built around your needs

It's important to know you're covered if something goes wrong whilst on holiday and that's harder if you have a pre-existing medical condition to declare.

Just Travel Cover compares cover from a panel of insurers, all of whom consider pre-existing medical conditions. Whether it's a week in the sun or a round the world cruise, Just Travel Cover can help you find cover that fits.

Single Trip

Cover for one holiday, from the day you book to the day you get home. Don't leave it until the last minute. It's worthwhile sorting your insurance when you book.

Annual Multi-Trip

If you're travelling more than once or twice a year, one annual policy usually works out cheaper than buying cover each time. Trip length limits apply, so check the policy suits your longest trip.

Cruise Cover

Cruise holidays bring their own risks, from missed ports to cabin confinement. Cruise cover is available as an add-on, with pre-existing medical conditions considered.

Pre-Existing Medical Conditions

You can compare cover from insurers with pre-existing conditions taken into account. Declaring a condition up front means you know where you stand before you travel.

Why Mark Bates Ltd?

Mark Bates Ltd is built on a commitment to exceptional customer service, a supportive people-first culture, and a drive to offer innovative, customer-focused insurance products that stand out from the rest.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

Mark Bates Ltd has partnered with Just Travel Cover to help customers find travel insurance, including cover for many pre-existing medical conditions.

Just Travel Cover is listed on the MoneyHelper Travel Insurance Directory and the BIBA Travel Medical Directory. Both directories list FCA-regulated providers with experience in arranging cover for people with medical conditions.

If you have a serious or complex medical condition, have been declined cover, been offered cover that excludes your condition, or found the price particularly high, you may want to look at other providers on those directories. They're free to use, though being listed doesn't guarantee a provider can offer you cover.

MoneyHelper Travel Insurance Directory: https://www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory?source=mas

BIBA Travel Medical Directory: https://www.biba.org.uk/find-insurance/travel-medical-conditions/ or call 0370 950 1790

What our customers say

Independent reviews collected by Trustpilot.

Fast, efficient, clear, value for money

HHelen Weir
Oct 22, 2026

Good value comptrhensive cover provided

KKeith
Oct 22, 2026

Fab service

BBryan Buckland
Oct 22, 2026

Good service at a fair price all sorted at time of our purchase

AANDREW HAMMILL
Oct 22, 2026

It was quick and easy to renew my policy over the telephone. The person I spoke to explained everything and it was nice to know that the policy for my mobility scooter had not increased.

AAlfie B
Oct 22, 2026

Very helpful staff explains everything to you

JJacqueline Borthwick
Oct 22, 2026

I spoke to two different members of staff who were both very helpful. They offer very good service at a competitive price.

JJulie Lee
Oct 22, 2026

A pleasure to deal with. Simple for us older folks. Carry on the good work

MMrs Maureen Andrews
Oct 22, 2026

Great service very helpful on call

MMohammad kamar uddin
Oct 22, 2026

Staff very helpful and clear

DDavid Brown
Oct 21, 2026

Very good staff and so pleased with premium not going up as never had to make claim so very good.

MMrs Angela Foulkes
Oct 21, 2026

No nonsense service at reasonable prices

EEllen
Oct 21, 2026

It was a good experience I’m happy.

CCatherine Chambers
Oct 21, 2026

No fuss. No hassle. Quick and efficient.

MMr Rae
Oct 21, 2026

The lady I spoke to was very friendly and helpful and went through everything and explained it all thoroughly.

MMrs Jean Anderson
Oct 21, 2026

Great company for insuring my mobility scooter and will use them for all my scooters in the future

SSean Morris
Oct 21, 2026

The Mark Bates representative was very helpful and explained everything to us.

DDeborah J
Oct 21, 2026

Easy to insure, good cover and helpful staff

BBiddy Allen
Oct 21, 2026

Easy ,quick and professional, good price , highly recommended.

JJSB Yorkshire
Oct 21, 2026

Excellent service and always available when called upon

TTony Shepherd
Oct 21, 2026