Home Insurance

Building and contents cover with peace of mind built in

Complete Protection

For complete peace of mind combine this with our Home Emergency Cover to help and support you if you have an issue in your home.

Up to 30% No Claims Discount
If you have been claim free for 3 or more years a 30% discount will apply.
No Hidden Admin Fees
If you need to make a change to your policy we won’t sting you with any admin fees.
Not Just Bricks And Mortar
Extend your policy to cover trees, plants, your lawn and even fixed mobility aids.
Cover To Suit You
Tailor your cover upto £500,000 for buildings cover and £100,000 for contents.
New for Old Cover
If an item cannot be repaired, we'll replace it with a new one.
Buy and Manage Your Policy Online
Simple online application with the ability to manage your policies.

Get a quote

You will need the following information
How old is your home.
Number of claims in the last 3 years.
Total number of bedrooms.
Type of ownership.
* denotes a mandatory field.

Welcome To The Premier Club

As a very special thank you, all of our policy holders receive free access to the Premier Club Rewards, meaning huge savings on the biggest brands both on the high street and online as well as some great days out.

Why Mark Bates Ltd

Mark Bates Ltd is proud to be an award-winning, family-run business, that has built its foundations on looking after customers and providing unparalleled levels of service.

Customer Service

It’s easy to make bold claims about customer service but we have the facts to back it up. We are proud of what our customers say about us and fly our flag based on the level of service we provide. We offer a complete service from start to finish, and a team of motivated individuals to provide it.

Be Different

Mark Bates Ltd is unapologetically unique in many of the ways we do things, and we allow ourselves that freedom to be creative. You can forget what you know about insurance brokers because we do almost everything ourselves, allowing us to provide the best standard of care.

Family Run

Being run by Mark and many of the Bates family means a lot to us. They have worked hard to gain the trust of our customers, and this is something we will never let go. We are motivated to provide all of our products to the best of our ability and with the integrity to live up to our name.


Valuables are classed as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art and stamp, coin and medal collections.

Yes, your PC is covered whilst in the home.

New for old simply means that we will always replace an item as new.

No, this is only available in addition to home contents cover.

Yes, accidental damage is automatically included.

The manditory excess for buildings cover is £100 increasing to £1,000 in respect of subsidence, heave or landslip.

Cover is provided under this policy for accidental damage to underground services and drain covers at the home for which you are legally liable.

Yes, other than caused by felling or lopping.