Manual Wheelchair Insurance

Our manual wheelchair insurance covers accidental damage, public liability and includes breakdown cover. From £31 with Mark Bates Ltd.
Get a quote
Or call 01476 512190
Rated Excellent
TrustScore4.822,607 reviews on Trustpilot

Comprehensive Cover for Your Wheelchair

Cover for people who rely on a manual wheelchair to get around. If you've fitted a powered add-on, you'll need our Powered Add-On Insurance instead.

24/7 National Breakdown Recovery

Specialist 24/7 breakdown recovery to get you, your equipment and an attendant home if you're stranded.

Accidental Damage

Repair of your pride and joy following an accident, theft or vandalism so you will be up and about in no time.

No Excess

There's no excess to pay on a claim, whoever is at fault.

Public Liability

Covering claims against you if you have accidentally injured someone or damaged their property.

Temporary Hire

You’ll never stop moving with the hire equipment needed to keep you independent whilst yours is being repaired.

New For Old

You won’t get left behind. If your product is less than two years old we’ll replace it with a new version if it is beyond repair.

Get A Quick Quote

You will need the following information
Age of your manual wheelchair.
Manufacturer of your manual wheelchair.
Purchase price.
Place of purchase.
£
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 512190

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Very helpful,polite people, and no problems at all been with these for a year now great service would definitely recommend

MMr Nathan Wilshaw
Oct 8, 2026

A helpful solution was found to keep my disability scooter insured until sold. Your Agent was most helpful, friendly and patient throughout. Excellent service.

MMrs Lewis
Oct 8, 2026

Very good customer service. Very polite and efficient.

DDonald Wright
Oct 8, 2026

It was explained very well

MMrs Sue Lovett
Oct 8, 2026

Mark Bates rang n explained everything to me,I asked a few questions all were answered immediately, Very happy with them nothing is to much trouble. Thank u

LLorraine
Oct 8, 2026

I have always felt safe when out on my scooter knowing you were there to help thank you so much

MMR A & MRS H FISHER
Oct 8, 2026

Quick connection and good outcome to transaction.

TTerry Phillips
Oct 8, 2026

Your service is very good and the price is very affordable.

eesperanza maldonado
Oct 8, 2026

The policy seemed to include all our requirements At a reasonable cost

JJohn
Oct 8, 2026

Brilliant swift service

MMo
Oct 8, 2026

Immediate response to requests for information and action.

JJohn Colin Grantham
Oct 8, 2026

Very helpful

SStephen
Oct 8, 2026

It was quick and easy to do thank you

MMarie Stuart
Oct 8, 2026

Great service, quick to respond and reliable, great price that is affordable

CCaroline Eastland
Oct 8, 2026

I spoke to a very nice lady on your reception

AAnnSmith
Oct 8, 2026

A polite phone manner and good listener while listening to my queries, you were very helpful and reasured me on my decision to insure my items. Thank you.

LLaurence
Oct 7, 2026

Very quick and easy online cover.

EElizabeth Hanson
Oct 7, 2026

Very friendly and Lee the delivery driver was really helpful and ran through everything with me again

MMel Murphy
Oct 7, 2026

Policy easily understandable and well constructed. Covered my needs and affordable. Staff knowledgeable and clear in explaining the policy cover.

JJoy Davies
Oct 7, 2026

Very helpful in every respect

hhugh gemmell
Oct 7, 2026

FAQ

You can either ring our 24/7 national breakdown recovery number or we will reimburse your taxi fare home (terms and conditions apply).

Yes. If you damage property or injure someone when using your wheelchair and they claim against you, you're covered up to £2 million public liability.

Unfortunately our Manual Wheelchair Insurance doesn’t cover you for sporting activities.

Provided you store your equipment as advised in our policy wording, our geographical coverage includes anywhere in the UK. We also offer 90 days worldwide cover (terms and conditions apply).

The monthly direct debit facility is only available for products valued more than £3,000. There is a £10 administration charge included within your monthly instalments.

You'll need our Powered Add-On Insurance instead.

Unfortunately, we are unable to provide cover for multiple users of the equipment.