Home Insurance

Home Insurance

Building and contents cover with peace of mind built in.

We Will Beat Your Renewal Quote*


  • No excess on contents cover

    If you haven’t claimed within the last 3 years we won’t apply any excess.

  • No hidden admin fees

    If you need to make a change to your policy we won’t sting you with any admin fees.

  • Up to £500,000 buildings cover

    Cover amount is based on number of bedrooms but can be increased if required.

  • Up to £100,000 contents cover

    Cover amount is based on number of bedrooms but can be increased if required.

  • Up to 30% No Claims Discount

    If you have been claim free for 3 or more years 30% discount will apply.

  • ‘New for old’ cover

    If an item cannot be repaired we will replace it with a new one.

  • Buy And Manage Online

    Simple online application with the ability to manage your policies.

Or Call:

01476 513781

Why choose our Home Insurance?

We believe in putting you first 

Manage Online

Go paperless, download your schedule or buy and renew online.

UK Claims Team

If you need to make a claim you will talk to us not a third party.

Live Chat

Have a quick question but are unable to speak on the phone? Jump on our live chat .

Access Rewards

Get exclusive access to a range rewards as a thank you for being with us.

5 Star Rated

Our customers rate us 5 stars. see all our reviews at

No Admin Fees

Unlike other insurers we wont charge you for small changes to your policy.

Ready to insure your home?

It's simpler than you think. An online quote only takes minutes.

What our customers say

Enjoy more with rewards

As a thank you for being a Mark Bates Ltd customer, you also get exclusive access to rewards. Take your pick from exciting offers and giveaways from us and other brands you love.

Your Quote

For your quote you will need the following information to hand:

  • How old your home is

  • Number of occupants 

  • total number of bedrooms

  • Type of ownership


Below you can find useful downloads.

Help and Support

We are here to offer you all the help you need with your static caravan

Personal Possessions

What's covered under home insurance can be confusing , this guide explains the difference between buildings contents and personal possessions cover.


Security Guide

Sadly, burglaries are becoming more common with 2017 seeing a rise in figures. This guide provides help to make your home more secure and safe.


Weather Preparation

Having a home prepped for extreme weather conditions has never been more important, this guide provides help with preparing for these conditions.


Frequently Asked Questions

Valuables are classed as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art and stamp, coin and medal collections.

Yes, your PC is covered whilst in the home.

New for old means to replace an item as new.

No, this is only available in addition to home contents cover.

Yes, accidental damage is automatically included.

The manditory excess for buildings cover is £100 increasing to £1,000 in respect of Subsidence, Heave or Landslip.

Cover is provided under this policy for accidental damage to underground services and drain covers at the home for which you are legally liable.

Yes, other than caused by felling or lopping.

Other Products

We want to be your one stop shop for insurance.

* Qualifying terms and minimum premiums apply.