Home Insurance

Protect your home and contents with comprehensive home insurance from Mark Bates Ltd. Up to £500,000 for buildings cover and £100,000 for contents.
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Or call 01476 513781
Rated Excellent
TrustScore4.822,913 reviews on Trustpilot

Complete Buildings & Contents Insurance Cover

Add Home Emergency Cover for help with sudden problems such as a burst pipe or boiler breakdown

Up to 30% No Claims Discount

If you have been claim free for 3 or more years a 30% discount will apply.

No Hidden Admin Fees

If you need to make a change to your policy we won’t sting you with any admin fees.

Not Just Bricks And Mortar

Extend your policy to cover trees, plants, your lawn and even fixed mobility aids.

Cover To Suit You

Tailor your cover up to £500,000 for buildings cover and £100,000 for contents.

New for Old Cover

If an item cannot be repaired, we'll replace it with a new one.

Buy and Manage Your Policy Online

Simple online application with the ability to manage your policies.

Get A Quick Quote

You will need the following information
How old is your home
Total number of bedrooms
type of ownership
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Fast, efficient, clear, value for money

HHelen Weir
Oct 22, 2026

Good value comptrhensive cover provided

KKeith
Oct 22, 2026

Fab service

BBryan Buckland
Oct 22, 2026

Good service at a fair price all sorted at time of our purchase

AANDREW HAMMILL
Oct 22, 2026

It was quick and easy to renew my policy over the telephone. The person I spoke to explained everything and it was nice to know that the policy for my mobility scooter had not increased.

AAlfie B
Oct 22, 2026

Very helpful staff explains everything to you

JJacqueline Borthwick
Oct 22, 2026

I spoke to two different members of staff who were both very helpful. They offer very good service at a competitive price.

JJulie Lee
Oct 22, 2026

A pleasure to deal with. Simple for us older folks. Carry on the good work

MMrs Maureen Andrews
Oct 22, 2026

Great service very helpful on call

MMohammad kamar uddin
Oct 22, 2026

Staff very helpful and clear

DDavid Brown
Oct 21, 2026

Very good staff and so pleased with premium not going up as never had to make claim so very good.

MMrs Angela Foulkes
Oct 21, 2026

No nonsense service at reasonable prices

EEllen
Oct 21, 2026

It was a good experience I’m happy.

CCatherine Chambers
Oct 21, 2026

No fuss. No hassle. Quick and efficient.

MMr Rae
Oct 21, 2026

The lady I spoke to was very friendly and helpful and went through everything and explained it all thoroughly.

MMrs Jean Anderson
Oct 21, 2026

Great company for insuring my mobility scooter and will use them for all my scooters in the future

SSean Morris
Oct 21, 2026

The Mark Bates representative was very helpful and explained everything to us.

DDeborah J
Oct 21, 2026

Easy to insure, good cover and helpful staff

BBiddy Allen
Oct 21, 2026

Easy ,quick and professional, good price , highly recommended.

JJSB Yorkshire
Oct 21, 2026

Excellent service and always available when called upon

TTony Shepherd
Oct 21, 2026

FAQ

Valuables are classed as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art and stamp, coin and medal collections.

Yes, as contents, when it's in your home.

No, this is only available in addition to home contents cover.

Yes, accidental damage is automatically included.

The compulsory excess for buildings cover is £100, rising to £1,000 for subsidence, heave or landslip.

Cover is provided under this policy for accidental damage to underground services and drain covers at the home for which you are legally liable.

Yes, other than caused by felling or lopping.

If an item can't be repaired, it's replaced with a new one, with no deduction for wear and tear