Home Insurance

Protect your home and contents with comprehensive home insurance from Mark Bates Ltd. Up to £500,000 for buildings cover and £100,000 for contents.
Get a quote
Or call 01476 513781
Rated Excellent
TrustScore4.822,508 reviews on Trustpilot

Complete Buildings & Contents Insurance Cover

Add Home Emergency Cover for help with sudden problems such as a burst pipe or boiler breakdown

Up to 30% No Claims Discount

If you have been claim free for 3 or more years a 30% discount will apply.

No Hidden Admin Fees

If you need to make a change to your policy we won’t sting you with any admin fees.

Not Just Bricks And Mortar

Extend your policy to cover trees, plants, your lawn and even fixed mobility aids.

Cover To Suit You

Tailor your cover up to £500,000 for buildings cover and £100,000 for contents.

New for Old Cover

If an item cannot be repaired, we'll replace it with a new one.

Buy and Manage Your Policy Online

Simple online application with the ability to manage your policies.

Get A Quick Quote

You will need the following information
How old is your home
Total number of bedrooms
type of ownership
* denotes a mandatory field.
Manage all of your insurance with Insura App?
Insura App, the ultimate insurance management application. With our app, you can easily manage all of your insurance policies, documents and key dates in one place.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Staff helpful and gave advice where needed.

ccustomer
Oct 5, 2026

Easy to join your company and not overly expensive good contact with reminders

SSusan pearson
Oct 5, 2026

My second year with MB and my premium didn’t go up, what a refreshing change! Excellent cover at a reasonable price.

PPaul
Oct 5, 2026

The first quote was presented well. Clearly understood.

MMR B GRAHAM
Oct 5, 2026

Always professional polite and respectful

rroy hughes
Oct 5, 2026

Very friendly and easy to deal with. Good prices as well.

NNew Divan Man
Oct 5, 2026

Such a polite & helpful lady .

SSharyn Adams
Oct 5, 2026

Everything was efficiently organised

GGerald
Oct 5, 2026

I was given one month free insurance after which I was given the option to buy insurance which was very reasonably priced. I'll stick with Mark Bates. Thank you

DDavid Mallaburn
Oct 5, 2026

The renewal process was hassle free.

JJames Ingram
Oct 4, 2026

Excellent customer service, easy to get hold of, competitive rates, recommended 👌

EEmily
Oct 4, 2026

Up until now it is all going well. I am deaf, and need to know a number which I can text if I need National Breakdown. I'm sure you can help me with this.

MMr J Cleverley
Oct 4, 2026

Don't have to worry as all is taken care of each year and prices not increasing too much yearly!

MMr Victor Clark
Oct 3, 2026

I contacted the company to ask a question which was responded to fully and very quickly

JJoy
Oct 3, 2026

Dealt with my claim promptly. Highly recommend

DDebbie
Oct 3, 2026

Very efficient caller, very friendly, very helpful

JJulie Borrer
Oct 3, 2026

Good and helpful on telephone

EElizabeth Anne Foreman
Oct 3, 2026

Easy to sort.

CCrafter
Oct 3, 2026

Show room was airy plenty of space to move around. The wheelchairs were displayed. so easy access to try them out. The assisant answered our questions professionally. She was friendly and our purchase was seemless.

VV Dunphy
Oct 3, 2026

Not very up on technical things but getting the insurance for my "scooter was as straight forward as it comes, so very happy with the experience.

MMr Matthew Mackie
Oct 3, 2026

FAQ

Valuables are classed as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art and stamp, coin and medal collections.

Yes, as contents, when it's in your home.

No, this is only available in addition to home contents cover.

Yes, accidental damage is automatically included.

The compulsory excess for buildings cover is £100, rising to £1,000 for subsidence, heave or landslip.

Cover is provided under this policy for accidental damage to underground services and drain covers at the home for which you are legally liable.

Yes, other than caused by felling or lopping.

If an item can't be repaired, it's replaced with a new one, with no deduction for wear and tear