Home Insurance

Protect your home and contents with comprehensive home insurance from Mark Bates Ltd. Up to £500,000 for buildings cover and £100,000 for contents.
Get a quote
Or call 01476 513781
Rated Excellent
TrustScore4.822,607 reviews on Trustpilot

Complete Buildings & Contents Insurance Cover

Add Home Emergency Cover for help with sudden problems such as a burst pipe or boiler breakdown

Up to 30% No Claims Discount

If you have been claim free for 3 or more years a 30% discount will apply.

No Hidden Admin Fees

If you need to make a change to your policy we won’t sting you with any admin fees.

Not Just Bricks And Mortar

Extend your policy to cover trees, plants, your lawn and even fixed mobility aids.

Cover To Suit You

Tailor your cover up to £500,000 for buildings cover and £100,000 for contents.

New for Old Cover

If an item cannot be repaired, we'll replace it with a new one.

Buy and Manage Your Policy Online

Simple online application with the ability to manage your policies.

Get A Quick Quote

You will need the following information
How old is your home
Total number of bedrooms
type of ownership
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Very helpful,polite people, and no problems at all been with these for a year now great service would definitely recommend

MMr Nathan Wilshaw
Oct 8, 2026

A helpful solution was found to keep my disability scooter insured until sold. Your Agent was most helpful, friendly and patient throughout. Excellent service.

MMrs Lewis
Oct 8, 2026

Very good customer service. Very polite and efficient.

DDonald Wright
Oct 8, 2026

It was explained very well

MMrs Sue Lovett
Oct 8, 2026

Mark Bates rang n explained everything to me,I asked a few questions all were answered immediately, Very happy with them nothing is to much trouble. Thank u

LLorraine
Oct 8, 2026

I have always felt safe when out on my scooter knowing you were there to help thank you so much

MMR A & MRS H FISHER
Oct 8, 2026

Quick connection and good outcome to transaction.

TTerry Phillips
Oct 8, 2026

Your service is very good and the price is very affordable.

eesperanza maldonado
Oct 8, 2026

The policy seemed to include all our requirements At a reasonable cost

JJohn
Oct 8, 2026

Brilliant swift service

MMo
Oct 8, 2026

Immediate response to requests for information and action.

JJohn Colin Grantham
Oct 8, 2026

Very helpful

SStephen
Oct 8, 2026

It was quick and easy to do thank you

MMarie Stuart
Oct 8, 2026

Great service, quick to respond and reliable, great price that is affordable

CCaroline Eastland
Oct 8, 2026

I spoke to a very nice lady on your reception

AAnnSmith
Oct 8, 2026

A polite phone manner and good listener while listening to my queries, you were very helpful and reasured me on my decision to insure my items. Thank you.

LLaurence
Oct 7, 2026

Very quick and easy online cover.

EElizabeth Hanson
Oct 7, 2026

Very friendly and Lee the delivery driver was really helpful and ran through everything with me again

MMel Murphy
Oct 7, 2026

Policy easily understandable and well constructed. Covered my needs and affordable. Staff knowledgeable and clear in explaining the policy cover.

JJoy Davies
Oct 7, 2026

Very helpful in every respect

hhugh gemmell
Oct 7, 2026

FAQ

Valuables are classed as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art and stamp, coin and medal collections.

Yes, as contents, when it's in your home.

No, this is only available in addition to home contents cover.

Yes, accidental damage is automatically included.

The compulsory excess for buildings cover is £100, rising to £1,000 for subsidence, heave or landslip.

Cover is provided under this policy for accidental damage to underground services and drain covers at the home for which you are legally liable.

Yes, other than caused by felling or lopping.

If an item can't be repaired, it's replaced with a new one, with no deduction for wear and tear