Carers Insurance

For self-employed care assistants providing support to people in the home or out in the community
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Or call 01476 514478
Rated Excellent
TrustScore4.822,741 reviews on Trustpilot

If you're a self-employed carer this policy is for you

Our Carers Insurance policy is suitable for almost all social care funded support. It covers oral administration of medication, moving, handling, feeding, meal prep, personal care and support to access the community away from the home

If you are also performing in depth healthcare tasks which require professional training and which in most cases are funded by health, please select the healthcare option during your Carers Insurance quote.

Public Liability

As a consequence of bodily injury or property damage to a third party while care is taking place.

Legal Expenses

Cover for carers legal expenses if you are injured or suffer a loss whilst at work.

Personal Accident

Our self-employed carers insurance has protection in place in the event you suffer an accident.

Personal Possessions

Repair or replacement of your possessions if they are damaged whilst you are working as a Self-employed carer.

24 Hour Employment Support

Advice on tax and legal questions for running your business as a self-employed carer.

No Excess

There's no excess to pay on a claim, whoever is at fault.

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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 514478

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Very helpful

MMs Judy Holleworth
Oct 14, 2026

Excellent company to deal with.

DDerek Day
Oct 14, 2026

Easy to use and informative.

TThompson
Oct 14, 2026

Customer service was brilliant 🤩 2nd time insuring my mobility scooter with Mark Bates.

MMike Sheppard
Oct 14, 2026

I insured my static caravan on recommendation from previous owners and have been very satisfied with their service.They are very helpful and polite.I would recommend to anyone.

MMrs Bal
Oct 14, 2026

Very easy and quick. Know what they are talking about and dealt with efficiently

GGuest
Oct 14, 2026

My policy was explained clearly,the agent was very polite answered all my questions.payments are by direct debit all set up easily good value and covers all my needs.

DDiane Owen
Oct 14, 2026

Friendly Helpful staff made the renewal smooth and hassle free

IIan Dickinson
Oct 14, 2026

Very good staff

SSIMON HOIJARD
Oct 14, 2026

Simple and efficient!

HHenry Crawford
Oct 14, 2026

Very good service. Good insurance cover at a very reasonable price

RRoy Charlton
Oct 14, 2026

The coverage is reasonable and very easy to renew. Staff are pleasant and helpful.

GGC
Oct 14, 2026

Please refer to your records. I have already posted a very positive review for this Mobility Scooter insurance.

BBob W.
Oct 14, 2026

Very easy to renew insurance. Staff were very helpful and friendly

MMrs M
Oct 14, 2026

Both helpful and gained the cover required.

MMr John Preston
Oct 14, 2026

After the latest purchase of an aid for my disabled wife I realised that I already had a pre- existing extant policy for another device. I rang Mark Bates and spoke to a very understanding and competent lady who instantly said that she could fix the problem and conjoin both pieces of equipment onto one policy. This action / move in fact saved us money in the long run. Very efficient and honest. A pleasure to do business with the Company. Good understanding of problems with a well explained method to resolve the issue.Monique the lady who assisted us on the day could not have been more helpful or more understanding of the problem I presented her with. Tidied up my insurance folder and made matters easier to understand. The cost of the insurance was not at an exorbitant price and what was refreshing no charges for altering details on the policy, most refreshing and honest!

WWilliam Ge Hutcheon
Oct 14, 2026

They made it easy from the start to the finish. Excellent customer service and all round company

PPenny
Oct 13, 2026

Very helpful

MMr Bond
Oct 13, 2026

Very welcoming and gave us a good overview of the products we were interested in.

FFish
Oct 13, 2026

Very good thank you, easy from ordering to receiving notification and then delivery. Very happy with scooter. Thank you

BBryan Burt
Oct 13, 2026

FAQ

This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.

Yes, up to £5,000,000. Brittle or fragile items are limited to £1,000. If you need to force entry in a medical emergency, repairs are covered up to £100.

If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.

Yes. Domestic work and giving medication both count as insured activities.

We include all these activities within the definition of a personal care assistants insured activities.

If the incident is covered by the policy the insurer will deal with the matter on your behalf corresponding with third parties, their lawyers and the court.

The policy includes a free legal and tax advice helpline to assist you in such matters.