Micro Provider Insurance

For self-employed Micro Provider care assistants providing support to people in the home or out in the community
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Or call 01476 514478
Rated Excellent
TrustScore4.822,651 reviews on Trustpilot

If you're a self-employed carer this policy is for you

Our Micro Provider Insurance policy is suitable for almost all social care funded support. It covers oral administration of medication, moving, handling, feeding, meal prep, personal care and support to access the community away from the home

If you are also performing in depth healthcare tasks which require professional training and which in most cases are funded by health, please select the healthcare option during your Micro Provider Insurance quote.

Public Liability

As a consequence of bodily injury or property damage to a third party while care is taking place.

Legal Expenses

Cover for carers legal expenses if you are injured or suffer a loss whilst at work.

Personal Accident

Our self-employed carers insurance has protection in place in the event you suffer an accident.

Personal Possessions

Repair or replacement of your possessions if they are damaged whilst you are working as a Self-employed carer.

24 Hour Employment Support

Advice on tax and legal questions for running your business as a self-employed carer.

No Excess

There's no excess to pay on a claim, whoever is at fault.

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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 514478

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

The whole process was handled very quickly and professionally.

FFrancis Cassidy
Oct 9, 2026

The company are very good and helpful. You ask anything they help you no problem.

MMrs Donna Kear
Oct 9, 2026

Sale assistant versus good at explaining all about the scooter very happy will be going to garden centre again as I would like to know if I can put next size wheels on my scooter

RRichard billich
Oct 9, 2026

No price increase is appropriated , good Company , easy to communicate with

TTony
Oct 9, 2026

I took out the insurance through careco when I purchased my scooter, very easy to do and a great price. Communication since then has been excellent . This has given me peace of mind when I go out on the scooter

BBarry Saunders
Oct 9, 2026

Very easy to contact....arranged my insurance very quickly

mmarlenr
Oct 9, 2026

very helpfull

DDennis Flack
Oct 9, 2026

Customer care very good

BBarrie Rowlands
Oct 9, 2026

Excellent advice and service

JJanet
Oct 9, 2026

Great deal at competitive price staff where very Frendley

JJohn Cook
Oct 9, 2026

A no hassle experience

TThomas Mcmillan
Oct 9, 2026

Had pleasant conversations with staff ,they were very helpful when I needed to review my policy .

ccustomer
Oct 9, 2026

The customer service lady helped me sort out what I needed to do. She did so with great patience and kindness. I had cause to ring again as I was unsure about something and, again, the customer service lady was so very patient and helped me find my account information on the app which I had trouble finding. This was my fault, I was pressing on the wrong part of the app. Once the lady directed me to the page I needed to be on I found all my information there and was very relieved and grateful for the help I got. I felt listened to and not rushed at all. I tend to overthink things and sometimes get myself in a mess but thanks to the lady I spoke to today I ended the call feeling much better and, dare I say, confident. At least I know if I get stuck again there is a great customer service team who I have every faith will give me as much help as necessary. Thank you so much.

CCarina
Oct 9, 2026

Lady on phone was very polite helpful made it all very easy.

SStuart Blaydon
Oct 9, 2026

A very helpful and friendly call centre. Helpful and informative. I would certainly recommend this company. After sales help first class. Thank you yours, H. McBride

MMr Mcbride
Oct 9, 2026

Great service

DDermot Kavanagh
Oct 9, 2026

Used Mark Bates insurance for 7 years and never occurred any problems, reasonable price and very helpful

EEmily Pridmore
Oct 9, 2026

Very easy to understand policy and helpful. Consistence prices.

ccustomer
Oct 9, 2026

Recomended by Careco, seamless transaction, excellent

MMrs CAROL WRIGHT
Oct 9, 2026

Friendly and pleasant, and reasonable rates.

CChris Gillett
Oct 9, 2026

FAQ

This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.

Yes, up to £5,000,000. Brittle or fragile items are limited to £1,000. If you need to force entry in a medical emergency, repairs are covered up to £100.

If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.

Yes. Domestic work and giving medication both count as insured activities.

We include all these activities within the definition of a personal care assistants insured activities.

If the incident is covered by the policy the insurer will deal with the matter on your behalf corresponding with third parties, their lawyers and the court.

The policy includes a free legal and tax advice helpline to assist you in such matters.